Bank Rakyat offers low interest for personal loan
Posted on September 8, 2012, Saturday
KUCHING: Bank Rakyat is offering personal loans at an attractive rate of 3.98 per cent per annum.
The offer is only for RM3 billion worth of loans throughout Malaysia and currently RM1.4 billion is still available, said Kuching branch manager Azman Abd Aziz.
Once the RM3 billion target is hit, he said, the rate would go back to the normal 5.2 per cent.
“Since the new rate was introduced on June 1 this year, we saw that the volume for loans has gone up. Usually the rate is RM40 million loan amount amount but for July, it more than doubled to RM94 million for my branch alone,” said Azman during the branch’s Aidilfitri open house yesterday.
“We are looking forward to getting more customers for our loan facility and it is applicable to current customers who want to refinance their loans. The special rate was introduced to appreciate our customers.”
He said the 3.98 per cent rate is the lowest and there are no other costs except stamp duty and insurance. There is no lock-in period and the maximum loan amount is RM200,000.
From Jan 1 to last Wednesday, the Kuching branch had disbursed RM424 million in loans, exceeding the branch’s annual budget of RM340 million.
For the first six months of this year, the Kuching branch won the Anugerah Kategori Akaun Pelaburan Am Qiradh Terbaik Gred A & A+ and Anugerah Kategori Pembiayaan Cawangan Terbaik Gred A & A+.
Meanwhile, Azman said the bank will hold a corporate social responsibility (CSR) event on Sept 12 at the Sarawak General Hospital paediatric ward as well as the popular Jom Makan Durian at the end of the year.
For details call tele-Rakyat 1-300-88-1BANK (12265) or go to www.bankrakyat.com.my or the Facebook page Bank Rakyat, Bank Pilihan Anda.
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